Data-driven underwriting
Our underwriting infrastructure evaluates actual business activity, transaction records, and financial behavior rather than relying solely on traditional collateral.
Trusted by 600k+ businesses
Expanding access to credit across Africa
Kredit Global is a financial technology company making credit more accessible, flexible, and transparent.
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4 of 6 payments completed
Next payment due in May
- Responsible credit
- Data-driven underwriting
- Transparent ecosystem
- Responsible credit
- Data-driven underwriting
- Transparent ecosystem
Bridging the gap between SMEs and access to finance.
Traditional lending models often rely on strict collateral demands, paper-heavy processing, and outdated credit scoring leaving viable businesses and consumers underserved.
Kredit Global was built to change this reality.
Learn about usSolutions we offer
4 solutions connected by one ecosystem
Financing offer
₦850,000
Inventory and working capital · 9 months
Approved amount
Disbursed on acceptance
₦850,000
Repayment
Auto-debit enabled
₦24,500/wk
Business financingExplore BizKredit
BizKredit
Designed for micro, small, and medium-sized enterprises (MSMEs).
BizKredit provides working capital, inventory restocking funds, financing to formal and informal businesses based on real revenue and cash flow.
Kredit Global is your
perfect access to credit
when you need it.
Inclusion, transparency, and long-term value
Safe, simple and smart credit options, all in one place
Explore solutions
Radical transparency
Customers and businesses receive clear visibility into total costs, repayment frequencies, and terms before committing to any facility.
Growth-oriented credit
Every solution is built to help borrowers succeed, build a stronger credit history, and achieve long-term financial resilience.
Find the right solution built for you
Select your primary objective to find the right Kredit Global product
I am a Business Owner looking for working capital or inventory funding
Go to BizKreditI am an Individual looking to split payments on everyday purchases
Go to FlexKreditI am a Homeowner or Business facing high generator fuel costs
Go to SolarKreditI am a Merchant wanting to offer customer financing at checkout
Go to LeaseKreditReady to experience credit that understands you?
Explore our financial solutions or reach out to our corporate team to learn how Kredit Global can support your goals.
Got questions?
Kredit Global is a financial technology company focused on expanding access to credit across Africa. It provides accessible financial solutions for individuals, entrepreneurs and businesses through responsible, data-driven financing.
Kredit Global has four core solutions: BizKredit for business financing, FlexKredit for flexible consumer payments, SolarKredit for solar energy financing, and LeaseKredit for asset financing.
It depends on what you need. Choose BizKredit to finance business needs, FlexKredit for flexible payments on everyday purchases, SolarKredit to finance a solar energy system, or LeaseKredit to acquire eligible products from participating merchants and spread the cost over time.
Yes. BizKredit is specifically designed for micro, small and medium-sized businesses, including businesses in the informal economy that may not have extensive financial records, audited accounts or traditional collateral.
Eligibility depends on the specific product. Kredit solutions use customer, financial and business information alongside credit and eligibility assessments to determine whether financing is appropriate. For example, BizKredit considers business activity, revenue, cash flow and other credit signals.
Yes. Kredit Global's products are designed around transparency. Relevant financing terms, including applicable fees, repayment obligations, schedules and total repayment information are presented before a customer commits to an offer.
Yes, depending on the product and your eligibility. FlexKredit allows customers to choose between paying once or structured installments, while SolarKredit and LeaseKredit also provide structured repayment arrangements.